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Dundas House, 166 Buchanan Street, Glasgow, G1 2LW, Company No. SC249375
Warde Graham Consulting Limited is authorised and regulated by the Financial Services Authority. Registered in Scotland, registered number SC249375.
Registered address Dundas House, 166 Buchanan Street, Glasgow, G1 2LW. We are entered on the FSA register number 225466 at www.fsa.gov.uk.
Independent Financial Advisers Glasgow News & Guides
Below are details of our recent posts and guides relating to all aspects of independent financial advice. If you have any question, please give us a call on 0141 331 0660.
Confidence in pensions hits record low
Public confidence in pensions has hit a record low in the ongoing fallout from the financial crisis, according to the National Association of Pension Funds (NAPF).
Its yearly autumn confidence survey showed that 48% of working adults said that, compared to other ways of saving, they are not confident in pensions. Around 42% said they are confident, resulting in a Pensions Confidence Index of -6%.
This was the first dip into negative confidence in the Index’s four year history. In 2010 the index was +5%, and in 2009 it was +11%.
The NAPF believes the sharp fall reflects low consumer confidence, negative perceptions about a pension's inflexibility and costs, and recent heavy stock market falls.
The survey, run by pollsters Populus, also showed that six out of ten people (58%) are not confident that their pension will give them enough money to live on in retirement. Only a third (33%) were confident.
