Save time and money by letting the professionals research the best mortgage for you. As fully independent mortgage brokers, authorised and regulated by the Financial Services Authority (FSA), we have access to thousands of mortgages with rates and terms updated daily.

Our objective is to find the best mortgage deals and mortgage quotes - our sophisticated sourcing software, combined with our comprehensive adviser experience and market knowledge ensures that we meet this goal. 

Contact us today to speak to find out how we can help you get the best mortgage for you by advising on the areas which websites cant.

Our sophisticated sourcing software, combined with comprehensive adviser experience ensures that the mortgages we recommend will be the most suitable to your specific requirements and financial profile.

We provide independent mortgage advice in the following areas:

• House purchase
• Re-mortgage
• Capital raising
• Second property purchase
• Buy to let
• Commercial funding
• Bridging finance

Call us today on 0141 331 0660

We provide advice to the following client groups:

• Over 60s
• First time buyers or those requiring a guarantor
• Professionally qualified clients
• Foreign nationals

Call us today on 0141 331 0660

Independent Mortgage Advice

Why use Warde Graham Consulting Ltd for mortgage advice and arrangement?

• We offer professional impartial advice to ensure you get the best deal, saving you time, effort and money
• We provide advice and support throughout the property purchase process, from making an offer to moving in – we are happy to liase with surveyors, solicitors and other professionals on your behalf to make buying your home a more enjoyable experience.
• Our insider knowledge of the “hidden” criteria of lenders saves you the disappointment of unexplained rejections – a growing problem in the current market

If you already have a mortgage deal which is coming to an end, or you are concerned about an underperforming endowmen policy, call Warde Graham on 0141 331 0660 for some expert advice.

Clients should be aware that their home may be repossessed if they do not keep up repayments on their mortgage; and that not all buy to let mortgages are regulated by the FSA."

To ask a question, or to arrange an initial consultation, please give us a call on 0141 331 0660

Lifetime Mortgages

This is an area that has experienced rapid growth over the last five years. Many retired people find themselves to be 'asset rich/ cash poor'. They are struggling with low incomes and accessible cash whilst the property they own is often debt free and of a high value.

A lifetime mortgage enables you to release a portion of the equity in your home, as a lump sum or regular amount. You can choose to make no repayments for this 'loan' instead you agree that the loan, plus rolled up interest due, will be repaid on your death or permanent entry into long term care.

Typical reasons for obtaining a lifetime mortgage are:

• An alternative to down-sizing - many people do not want to move out of a home and area they are familiar with; also, the costs of buying and selling, added to an increasingly competitive market for entry level properties, can be a daunting prospect.
• Repayment of an outstanding mortgage where the monthly premium becomes unaffordable
• Inheritance tax planning - a loan secured on your property will reduce the value passing into your estate on death; a lifetime mortgage often forms part of an IHT reduction exercise.
• Purchase of a holiday home or second property
• Cash release to improve standard of living

Contact us for more information on lifetime mortgages - 0141 331 0660

Lifetime mortgages are not suitable or appropriate for everyone. At Warde Graham we are experienced in talking clients through the pros and cons, in consultation with their family, solicitor and other relevant parties.

*This is a lifetime mortgage. To understand the features and risks ask for a personalised illustration.

*Changes in the exchange rate may increase the sterling equivalent of your debt.

*There will be a fee for arranging your mortgage. The fee is £299 for a mortgage, and £199 for a re-mortgage.

*Commercial mortgages and not all second property purchases are regulated by the Financial Services Authority.