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Wills, Power of Attorneys and some form of tax planning are not regulated by the Financial Services Authority.
Dundas House, 166 Buchanan Street, Glasgow, G1 2LW, Company No. SC249375
Warde Graham Consulting Limited is authorised and regulated by the Financial Services Authority. Registered in Scotland, registered number SC249375.
Registered address Dundas House, 166 Buchanan Street, Glasgow, G1 2LW. We are entered on the FSA register number 225466 at www.fsa.gov.uk.
Warde Graham are a leading firm of financial advisers based in Glasgow city centre. With a reputation for strategic planning advice and the establishment of long term relationships we offer independent financial advice on a wide range of topics including pension performance, estate planning, wills and mortgage broking.
People approaching retirement will receive much greater support to get the best possible retirement income under a compulsory Code of Conduct launched by the Association of British Insurers (ABI).
ABI figures show that a third of people do not shop around for an annuity when they reach retirement and, as a result, may be missing out on a higher income, potentially losing thousands of pounds over the course of their retirement.
In addition, many customers who could qualify for an enhanced annuity, due to medical conditions or lifestyle choices, buy a conventional annuity, which may mean they miss out on a higher income during retirement.
The ABI’s Code of Conduct will ensure customers have access to information to enable them to make an informed decision about annuities appropriate to their needs and lifestyle in retirement. The Code continues the work of the ABI to improve customer engagement and contribute to the financial education of customers.
The Code of Conduct will require the ABI’s members to: